Tailored guidance for developing your Centralised Investment & Retirement Proposition
We have over 15 years of paraplanning experience and a range of specialist qualifications focused on portfolio construction and investment management. We have also sat on a number of firms’ investment committees over the years, leaving us well placed to support firms in developing high-quality Centralised Investment and Retirement Propositions that align with your investment philosophy and reflect how you actually deliver advice.
Whether you’re formalising an existing proposition or starting from scratch, we work with you to shape a framework that supports consistency, efficiency, and better client outcomes.
Our approach is practical, collaborative, and grounded in real-world experience. We begin by understanding your firm, your client base, and any preferences you have around investment selection. From there, we work with you to establish a clear asset allocation structure – typically starting with strategic asset class weights and drilling down into sub-asset allocation as needed. This forms the foundation for selecting appropriate funds, models, or discretionary services.
Using tools like FE Analytics and Morningstar, we then filter and compare potential funds, drawing out a shortlist that fits your philosophy, clients, and business model.
But it’s not just about charts and performance data – we help you interrogate the qualitative side too and can support you with fund manager interviews, helping you to ask the right questions to better understand the manager’s strategies, philosophies, and alignment with your firm's objectives.
We can also support you in assessing how the CIP interacts with your wider advice process. That includes helping define your target market, understanding how platform choice fits in, and ensuring the end-to-end journey is cohesive and clearly documented.
If you don’t wish to construct and manage your own portfolios, we can also help you research and select a suitable range of MPS solutions. We use comprehensive research and analysis provided by market leading firms such as ARC using tools and research provided by firms such as ARC Suggestus.
For CRP development, we focus on building retirement frameworks that make sense. That might mean defining decumulation strategies, comparing income sustainability across product types, or assessing how platform functionality impacts your ability to deliver advice. We’ll help you structure your retirement proposition in a way that’s defensible, deliverable, and aligned with your core client base.
Whether you’re benchmarking your existing CIP or building something new, we can provide a clear, structured process to get you there. Our aim is to help you build something you believe in, that works in practice, and that stands up to scrutiny. Click below to get in touch.
