Tailored cashflow forecasts for confident decisions
We’ve been advocates of cashflow modelling for many years. Used properly, it is one of the most powerful tools an adviser has, helping clients to visualise the future, weigh up decisions, and understand the long-term impact of the advice you’re giving.
We use industry-leading tools like Voyant, Truth, and CashCalc to build tailored, realistic cashflow models that reflect your client’s circumstances and planning objectives. Whether you’re modelling income in retirement, planning around a major life event, or helping a client decide whether they can afford to make a significant financial decision, we work closely with you to create models that support both the technical side of the recommendation and, just as importantly, the client conversation.
Our job is to take care of the detail. That means ensuring the inputs are accurate, the assumptions are reasonable, and the projections tell a clear, meaningful story. We factor in income and expenditure, tax, pensions, investments, property, and one-off events. Where appropriate, we include stress tests and “what if?” scenarios to help clients see how the plan might hold up under different circumstances.
We work with firms who use cashflow in every plan, and with those who use it more selectively – and we understand the nuances of both. What matters to us is that the modelling aligns with the bigger picture and feels like a natural extension of your advice. It’s there to support the rationale behind your recommendation and help the client understand the potential long-term outcome of the decisions they’re making.
We’ve seen first hand how powerful good cashflow modelling can be. It gives clients reassurance, frames complex decisions in real-world terms, and shifts the conversation away from products and towards outcomes. When done properly, it helps people take action. It helps them understand what’s possible, and what isn’t, in a way that a list of recommendations simply can’t.
Our aim is to help you make the most of it. To turn your planning into something the client can see, understand, and feel confident in. That’s where we add value – not by overcomplicating things, but by making them clear.
If you'd like to learn more about how we can support you with comprehensive cashflow modelling, we'd love to hear from you. Click below to get in touch.
